Finance
Rethinking the Licensing of New Banks
Dr Franklin Ngwu
With the current licensing of new banks by the Central Bank of Nigeria (CBN), Nigeria will have about 26 commercial banks when operations commence.

Financial Inclusion Holds the Key to Transforming Poverty into Prosperity
Professor Olayinka David-West
Financial inclusion is an arduous task that cannot be achieved with one magic bullet.

The 3Ps of Financial Inclusion — People, Products and Partnerships
Prof Olayinka David-West
With more than 36 million Nigerian adults living without bank accounts, financial inclusion looks like an enormous task ahead of the industry.

Ethics-adjusted Financial Decisions in the Public Sector
Kayode Osaretin Omoregie
Often, public officers are faced with the “dilemma” of acting as ethical fiduciaries by managing the public finances and resources in their care, in the interest of the nation.

Regulatory Models and the Growth of Mobile Money in Nigeria
Prof Olayinka David-West
Mobile money usually struggles in markets where mobile network operators are prohibited from participating.