Banking the Underbanked: Formal vs Informal Financial Inclusion, Does It Matter?
Banking the underbanked requires collaborative interventions from the formal and informal industries
Read moreHow to have effective meetings (I)
Read moreHow to have effective meetings (II)
Read more2019 is a Make or Break Year for Financial Inclusion in Nigeria
Nigeria is a large country and the high cost of running and expanding bank branches is unsustainable
Read moreDriving Competitive Advantage with Operations Management
The management of the upstream and downstream flow of operations can be leveraged as a competitive a
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Leadership and Governance
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Marketing
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Operations Management
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Organisational Behaviour
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Strategy
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LBS Insight
Banking the Underbanked: Formal vs Informal Financial Inclusion, Does It Matter?
Banking the underbanked requires collaborative interventions from the formal and informal industries
Management Information System (MIS)
2019 is a Make or Break Year for Financial Inclusion in Nigeria
Nigeria is a large country and the high cost of running and expanding bank branches is unsustainable.
LBS Insight
Driving Competitive Advantage with Operations Management
The management of the upstream and downstream flow of operations can be leveraged as a competitive advantage in a developing economy like Nigeria…
Business and economic outlook
Recession and its Aftermath (Part 1): The Key Levers of Sustainable Diversification in Nigeria – Introduction
Marketing and Sales Management
Twenty-Four Attributes of Outstanding Salespeople (Part 2)
In the first of this two-part series, we established the gap between effective salespeople and their underperforming counterparts…
Management Information System (MIS)
Financial Inclusion in Rural Nigeria: Challenges facing agent business viability
Agents are retail storefront operators representing financial services providers with the delivery of financial services.
Finance
Rethinking the Licensing of New Banks
With the current licensing of new banks by the Central Bank of Nigeria (CBN), Nigeria will have about 26 commercial banks when operations commence.
Strategy
Why SMEs fail and its impact on national development
The role of Small and Medium Enterprises (SMEs) in creating and sustaining national development in relation to job creation has been considered a key tool in modern-day poverty alleviation.
General
Teaching Students to be Authentic Leaders in a Volatile World: A Case Study of Lagos Business School
In my ongoing research, I have learned that more than half of older managers do not understand what motivates the millennials who make up a growing part of their workforce.
Finance
Financial Inclusion Holds the Key to Transforming Poverty into Prosperity
Financial inclusion is an arduous task that cannot be achieved with one magic bullet.
Marketing
Twenty-Four Attributes of Outstanding Salespeople (Part 1)
Mediocre salespeople are on the defensive. They are cutting prices, engaging in giveaways, focusing on short term gains, and losing the trust of customers through unethical sales pitches and poor service.
Finance
The 3Ps of Financial Inclusion — People, Products and Partnerships
With more than 36 million Nigerian adults living without bank accounts, financial inclusion looks like an enormous task ahead of the industry.
Operations Management
Driving Quality Output and Cost Reduction in Business Organisations
A significant attribute of an organisation inheres in its capability to transform scarce inputs into valuable outputs. The transformational capability of any business organisation depends on its employees, processes, environmental constraints, and leadership architecture.
Finance
Ethics-adjusted Financial Decisions in the Public Sector
Often, public officers are faced with the “dilemma” of acting as ethical fiduciaries by managing the public finances and resources in their care, in the interest of the nation.
Organisational Behaviour
Crisis Communication (III): The Press is Your Friend
Although Corporate Communications will be at the forefront, a crisis is a management problem that requires the full support of an organisation’s leaders to handle.
Organisational Behaviour
Crisis Communication (II): Truth Shall Set You Free
Public opinion will judge organisations according to how they treat the victims” (Filizzola & Lopez, 1995)
Economics
Strategically Succeeding through Luck in Buying and Selling
An essential and yet understudied reality is that the quest for luck is driving success among buyers and sellers in some industries in Nigeria. One good example is the Nigerian sports betting industry.
Finance
Regulatory Models and the Growth of Mobile Money in Nigeria
Mobile money usually struggles in markets where mobile network operators are prohibited from participating.
Business and economic outlook
Offline Branding in the Digital Age
Savvy marketers are aware of the danger of relying on just one approach to achieve their marketing objectives.
Management Information System (MIS)
Much Ado about Digital Payments; But is it Worth It?
The trends and pace of technology today ensure that a cash-lite society is no longer wishful thinking but a vision that countries are inching towards every day.
Finance
Corruption and the Environment of Accounting and Auditing in Africa
The general assumption is that there is an inverse connection between accounting practice and the level of corruption.
Leadership and Governance
Crisis Communication (I): Tell the Ugly Truth
“Public relations tells beautiful lies, crisis communication tells ugly truths”
General
The Nigerian archaic academic curriculum and the need for a review
Like many developing economies, Nigeria faces ominous educational challenges and there is no will within the political class to address them.
Business Ethics
Can Responsible Business Impact Africa?
Businesses exist to create, optimise, and maximise value, identify opportunities for growth and value creation while using their vantage positions as value creators to contribute to the quality of life of stakeholders…
Human Resource Management
Employee engagement in Nigeria: The role of leaders and boundary variables
Employee or work engagement is a state of mind – a state of positivity, enthusiasm, and fulfillment that spurs employees to connect to their roles without discontent.
Strategy, Innovation and Governance
Systems Approach as a forerunner of Knowledge Economy
Knowledge differs from goods, each piece of information is uniquely different from others.
Business and economic outlook
Redefining Financial Inclusion
We may be going about financial inclusion all wrong…
Operations Management
The Lean Enterprise: A business tool for Waste Elimination
A business culture that is hinged on a continuous improvement paradigm will be more responsive in delivering value to its customers either in the form of a service, product or a hybrid of both.
Human Resource Management
Leadership styles and relational energy in the workplace
One of the drivers of organisational success is energy generated between employees in the workplace.
Human Resource Management
Management Lessons from the FIFA World Cup 2018
Organisations that rely on quick-fix problem-solving strategy will only record fluke victories.
Business and economic outlook
We Need to Talk About Financial Inclusion for Women
Gender inequity and its impact on female financial inclusion is no joke.
Economics
Does additional wealth induce increased expenditure?
How people respond to changes in income is dependent on whether the income change is expected or unexpected, temporary or permanent.
LBS Insight
Positive Leadership in a Negative World (Part 2)
In the last edition, we established that we live in an increasingly complex and uncertain world defined by change and innovation.
Human Resource Management
Wrong recruitment could be costly to your organisation. How employers can hire right
Apart from the direct recruitment costs, there are other ancillary and opportunity costs associated with new staff recruitment.
Finance
A Stitch in Time: Tackling Fraud in Financial Services
In what ways can the ecosystem embrace forward-thinking in order to plug the loopholes frequently exploited by fraudsters?
Analysis of Business Problems
Positive Leadership in a Negative World (Part 1)
Leadership is tough, true! But have you ever wondered if being a ‘hard’ leader makes it any easier for the leader to lead, or the follower to follow?
Strategy
Quadrant Analysis as a tool for Strategic Decision Making
The focus of this discourse is the decision-making process which managers undertake on a daily basis.
Strategy
The role of Chief Strategy Officers in effective organisational management
Strategy formulation as simple as it sounds is an activity that draws heavily on the creativity of the human mind.
Strategy
Internationalisation by African firms
How can African firms become more relevant in the global business environment?
Operations Management
Navigating complexities in logistics and supply chain management in the African market
The peculiarity of the African market coupled with its fluid nature makes it imperative to understand the trend, issues, and challenges of logistics and supply chain management.
Strategy
Strategy Execution Challenges in the Current Environment
In our environment, there are other factors that have impeded strategy execution and these include corruption and lack of integrity that lead to wrong decisions and actions.
Marketing
Does Organisational Creativity Always Drive Market Performance?
Local consumers are very unique: they are very price sensitive yet extremely averse to products that are perceived to be ‘cheap.’
Human Resource Management
Managing Millennials in the Workplace
To get the best out of a millennial, business owners and managers need to place relationship before role.
Strategy
Constraints of the Nigerian Mobile Money Ecosystem: A Study
What is preventing the mobile money business from growing?
Business and economic outlook
The Bleak Reality of Mobile Money Adoption in Nigeria
The numbers tell the story and it’s not pretty
Finance
Creating an Enabling Environment for Digital Financial Services at the Last Mile
Financial inclusion strategies should integrate and not ignore our cultural context when creating relevant products and services.
Analysis of Business Problems
Street Selling (Hawking) Phenomenon in Nigeria
It is a common scene nowadays to see middle and upper-class consumers purchase assorted goods in traffic jams
Business and economic outlook
Water Stewardship and Sustainability
Clean and safe water is crucial to the livelihood of all men. It has a direct effect on the economic, social and environmental welfare of all (WHO, 2011). 1 in 10 people do not have access to clean and safe water worldwide (Water.org, 2017). The irregular distribution of freshwater resources across the planet, and the […]
